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		<title><![CDATA[DerekRowley.ca]]></title>
		<link>http://www.derekrowley.ca</link>
		<description><![CDATA[Derek Rowley, Mortgage agent with Invis, Serving Aylmer, and Oxford & Elgin Counties]]></description>
		<language>en</language>
		<pubDate>Wed, 06 May 2009 01:55:49 +0000</pubDate>
		<lastBuildDate>Wed, 06 May 2009 01:55:49 +0000</lastBuildDate>
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		<title><![CDATA[Derek Rowley, Mortgage Agent | Invis Canada's Mortgage Experts | Aylmer, Elgin & Oxford Counties]]></title>
		<guid>http://www.derekrowley.ca</guid>
		<link>http://www.derekrowley.ca</link>
		<description><![CDATA[If you need a mortgage, call Derek Rowley, Mortgage Agent with Invis at (519) 773-8955. Derek Services Aylmer, Elgin & Oxford Counties]]></description>
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<item>
		<title><![CDATA[About Derek Rowley | Invis Canada's Mortgage Experts | Aylmer, Elgin & Oxford Counties]]></title>
		<guid>http://www.derekrowley.ca/about.html</guid>
		<link>http://www.derekrowley.ca/about.html</link>
		<description><![CDATA[Now a licensed Mortgage Agent with Invis Inc., Derek is licensed by the Financial Services Commission of Ontario (#M08001851) and holds...]]></description>
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<item>
		<title><![CDATA[Mortgage Calculators | Invis Canada's Mortgage Experts | Aylmer, Elgin & Oxford Counties]]></title>
		<guid>http://www.derekrowley.ca/mortgage-calculators.html</guid>
		<link>http://www.derekrowley.ca/mortgage-calculators.html</link>
		<description><![CDATA[Links to several mortgage- and finance-related calculators provided by Invis Canada]]></description>
</item>
<item>
		<title><![CDATA[Services | Invis Canada's Mortgage Experts | Aylmer, Elgin & Oxford Counties]]></title>
		<guid>http://www.derekrowley.ca/services.html</guid>
		<link>http://www.derekrowley.ca/services.html</link>
		<description><![CDATA[Links to Services offered by Derek Rowley, Mortgage Agent with Invis, Serving Aylmer, Elgin & Oxford Counties]]></description>
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<item>
		<title><![CDATA[Refinancing your Mortgage | Invis Canada's Mortgage Experts | Aylmer, Elgin & Oxford Counties]]></title>
		<guid>http://www.derekrowley.ca/refinancing.html</guid>
		<link>http://www.derekrowley.ca/refinancing.html</link>
		<description><![CDATA[There are many reasons why you might want to refinance, or increase, your existing mortgage: to consolidate non-mortgage debt, to finance improvements to your home, etc. Let Derek help]]></description>
</item>
<item>
		<title><![CDATA[Renewing your Mortgage | Invis Canada's Mortgage Experts | Aylmer, Elgin & Oxford Counties]]></title>
		<guid>http://www.derekrowley.ca/renewing.html</guid>
		<link>http://www.derekrowley.ca/renewing.html</link>
		<description><![CDATA[Don't be too hasty in just signing the form and sending it back to the lender. Over 70% of mortgage holders do just that, and the usual result is a higher rate and a mortgage product that might not be best suited]]></description>
</item>
<item>
		<title><![CDATA[Tips For HomeBuyers | Invis Canada's Mortgage Experts | Aylmer, Elgin & Oxford Counties]]></title>
		<guid>http://www.derekrowley.ca/info-homebuyers.html</guid>
		<link>http://www.derekrowley.ca/info-homebuyers.html</link>
		<description><![CDATA[This article covers several tips for new homebuyers, including a review of all the members involved in your home-buying team.]]></description>
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<item>
		<title><![CDATA[Mortgage FAQ | Invis Canada's Mortgage Experts | Aylmer, Elgin & Oxford Counties]]></title>
		<guid>http://www.derekrowley.ca/faq.html</guid>
		<link>http://www.derekrowley.ca/faq.html</link>
		<description><![CDATA[When dealing with a bank, you are limited to their product line, which may not be the best product for you. But they won't tell you that, because it's their job to sell you their products]]></description>
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<item>
		<title><![CDATA[Today's Best Rates | Invis Canada's Mortgage Experts | Aylmer, Elgin & Oxford Counties]]></title>
		<guid>http://www.derekrowley.ca/rates.html</guid>
		<link>http://www.derekrowley.ca/rates.html</link>
		<description><![CDATA[Today's Best Financing Rates from Invis Canada's Mortgage Experts]]></description>
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<item>
		<title><![CDATA[Mortgage & Finance Related Articles | Invis Canada's Mortgage Experts | Aylmer, Elgin & Oxford Counties]]></title>
		<guid>http://www.derekrowley.ca/articles.html</guid>
		<link>http://www.derekrowley.ca/articles.html</link>
		<description><![CDATA[Mortgage & Finance Related Articles from Derek Rowley, Mortgage Agent with Invis serving Aylmer, Elgin & Oxford Counties]]></description>
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<item>
		<title><![CDATA[Looking to Boost Your Downpayment? Access Your RRSPs | Invis Canada's Mortgage Experts | Aylmer, Elgin & Oxford Counties]]></title>
		<guid>http://www.derekrowley.ca/rrsp-downpayment.html</guid>
		<link>http://www.derekrowley.ca/rrsp-downpayment.html</link>
		<description><![CDATA[With the Home Buyers Plan (HBP), first time homebuyers in Canada can take out funds from their registered retirement savings plans (RRSPs) to buy or build a qualifying home that will be their principal residence]]></description>
</item>
<item>
		<title><![CDATA[Buying a Home--Within Reach for the Self Employed | Invis Canada's Mortgage Experts | Aylmer, Elgin & Oxford Counties]]></title>
		<guid>http://www.derekrowley.ca/self-employed.html</guid>
		<link>http://www.derekrowley.ca/self-employed.html</link>
		<description><![CDATA[Self employed Canadians now account for one-in-six workers and total over 2.3 million, according to Statistics Canada.  While many self employed individuals want to take advantage of low interest rates]]></description>
</item>
<item>
		<title><![CDATA[Protecting your Reputation: Understand Your Credit Report and Credit Score | Invis Canada's Mortgage Experts | Aylmer, Elgin & Oxford Counties]]></title>
		<guid>http://www.derekrowley.ca/understanding-credit-report.html</guid>
		<link>http://www.derekrowley.ca/understanding-credit-report.html</link>
		<description><![CDATA[There is an incredible array of mortgages now available to Canadians, with more products and features being introduced all the time. What many prospective borrowers don't realize is that the pricing]]></description>
</item>
<item>
		<title><![CDATA[Breaking Into the Buyer's Market | Invis Canada's Mortgage Experts | Aylmer, Elgin & Oxford Counties]]></title>
		<guid>http://www.derekrowley.ca/buyers-market.html</guid>
		<link>http://www.derekrowley.ca/buyers-market.html</link>
		<description><![CDATA[Interest rates touching historic lows and more attractive house prices in parts of the country have added up to better affordability for first-time homebuyers. The federal]]></description>
</item>
<item>
		<title><![CDATA[Mortgage Glossary | Invis Canada's Mortgage Experts | Aylmer, Elgin & Oxford Counties]]></title>
		<guid>http://www.derekrowley.ca/glossary.html</guid>
		<link>http://www.derekrowley.ca/glossary.html</link>
		<description><![CDATA[This article covers a variety of mortgage related terms, including descriptions, and standard use in mortgaging and banking.]]></description>
</item>
<item>
		<title><![CDATA[Testimonials | Invis Canada's Mortgage Experts | Aylmer, Elgin & Oxford Counties]]></title>
		<guid>http://www.derekrowley.ca/testimonials.html</guid>
		<link>http://www.derekrowley.ca/testimonials.html</link>
		<description><![CDATA[Testimonials for Derek Rowley, Mortgage Agent with Invis, Serving Aylmer, Elgin & Oxford Counties]]></description>
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<item>
		<title><![CDATA[Contact Derek Rowley, Mortgage Agent | Invis Canada's Mortgage Experts | Aylmer, Elgin & Oxford Counties]]></title>
		<guid>http://www.derekrowley.ca/contact.html</guid>
		<link>http://www.derekrowley.ca/contact.html</link>
		<description><![CDATA[Contact Derek Rowley, Mortgage Agent with Invis at (519) 773-8955, or visit this webpage for more information]]></description>
</item>
<item>
		<title><![CDATA[Links | Invis Canada's Mortgage Experts | Aylmer, Elgin & Oxford Counties]]></title>
		<guid>http://www.derekrowley.ca/links.html</guid>
		<link>http://www.derekrowley.ca/links.html</link>
		<description><![CDATA[Links and contact information to valued and recommended service providers.]]></description>
</item>
<item>
		<title><![CDATA[Career Opportunities | Invis Canada's Mortgage Experts | Aylmer, Elgin & Oxford Counties]]></title>
		<guid>http://www.derekrowley.ca/careers.html</guid>
		<link>http://www.derekrowley.ca/careers.html</link>
		<description><![CDATA[Career Opportunities, with Invis, Canada's Mortgage Experts]]></description>
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